Denise joined the agency in early 2017 as an employee benefits sales consultant. She is focused on group health insurance along with ancillary lines of business including ERISA compliance. Denise has extensive knowledge in benefit design and funding alternatives for groups of all size. She earned a bachelor’s degree from University of Baltimore as well as an MBA from Loyola College. She resides in Kingsville, MD and enjoys outdoor activities with her husband and 2 dogs. She is active in charity contribution for the Baltimore and Harford County Humane Societies.