Janet joined the agency’s employee benefits team in 2013 as an Account Manager. Holding a LUTCF (Life Underwriter Training Council Fellow) designation, she has an extensive insurance background with a focus in health insurance. She holds a bachelor’s degree in Education from Towson University and is licensed in life, health, property, and casualty. Janet enjoys working with her clients, with a commitment to superior customer service. She is a real animal lover and enjoys her two dogs. Janet also enjoys good food, friends, family, and time at the beach.