Programs that support your vision

The cost of benefits is rising significantly, while employees consistently seek more from their benefits packages. We can design an employee benefits program that make sense for your company and your employees.

Our experienced benefits professionals take the time to understand your business. They bring bold thinking and industry expertise to help you stay on top of regulations and economic trends and focus on your first priority – recruiting and retaining the best employees Maryland has to offer. They work as your benefits advocate to keep your organization vital over the long-term.

Group Disability & Life Insurance

Disability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.

Group Health Insurance

In general, group health insurance is the first priority for employees and is the second largest expense for employers behind payroll. We’ll help you navigate the healthcare process so you can hire and retain top talent.

Voluntary Products

Even if you’re unable to offer healthcare benefits, you can give your employees the opportunity to secure valuable coverage at significantly lower rates than they’d pay as individuals. We’ll help you give your employees more.

ERISA Compliance

The protective laws under ERISA apply to employer-sponsored health insurance coverage and other benefit plans offered to employees by private employers. Let us help you navigate this complicated regulation.

Group Dental & Vision

Protect your smile, eyesight and your health! Group dental and vision insurance plans have many advantages for both the employer and employee. Whether employer- or employee-paid, a variety of programs are available and designed to be simple and affordable. We can help you select a program that will help with employee satisfaction and retention, offering discounted rates with little to no medical underwriting.

HSA/HRA/FSA

Health Reimbursement Arrangements, Health Spending Accounts and Flexible Spending Accounts offer you and your employees many advantages to managing healthcare expenses. Let us help you choose the best plan for your business, maximizing investment options and/or tax benefits for all plan participants.